Commercial Motor

If your business uses vehicles for commercial purposes, EngInsure can arrange a flexible and comprehensive Commercial Motor Insurance policy that responds to your needs.

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With specialist advice, and claims handling efficiency, we aim to keep your business on the road so you don’t have to worry.

A Commercial Motor policy can be tailored to suit the level of protection you require:

Comprehensive Cover
Third Party Fire & Theft Cover
Third Party Property Damage Cover

Depending on the degree of insurance protection you select, you can also choose to insure your vehicles on either an Agreed Value or Market Value basis.

With access to specialised markets not directly available to the public, EngInsure can offer you quality cover at competitive premiums.

Please Note: Below are some of the more common insurance policy features, however, the list is not exhaustive and some features may not be offered by certain insurers. Please refer to the relevant policy wording for inclusions, exclusions, terms and conditions.

Covered Features

Comprehensive Cover

Cover for loss or damage to your own vehicle, as well as liability cover for loss or damage sustained to third party vehicles and / or property.

Windscreen Waiver

Cover to repair loss or damage to the windscreen or window of a vehicle. Nil excess is payable if no other damage has been sustained.

Automatic Additions & Deletions

Ability to automatically include newly acquired vehicles onto the policy.

New Vehicle Replacement

New vehicle replacement can be offered after a total loss if the incident occurs less than 2 years from the date of initial registration.

Employees Personal Property

Cover can be designed to insure specified uninsured personal property of your employees if they are damaged in an accident, or stolen from a locked vehicle.

Finance Gap or Lease Payout Cover

This policy feature provides financial protection for your business should one of your vehicles be damaged beyond repair, and the Market Value is less than the amount owed under a lease or finance arrangement.